**Bank robberies surge in Boulder, Longmont**

Both Boulder and Longmont have noted a marked increase in bank robberies so far this year over 2010, a surge FBI officials say they can’t explain.

Boulder has had two bank robberies so far this year, up from none during the same period last year.

Longmont has had four bank robberies — twice as many as the city had in all of last year.

“When you only have two (bank robberies last year), that’s a huge increase,” said Longmont police Cmdr. Jeff Satur. “We’re hoping they’ll die off and slow down.”

The explanation is that it’s not a “marked increase” at all. When your average annual bank robbery numbers are in the single digits, and they’re still in the single digits a quarter of the way into the year, it’s not a big deal.

How about some context? For starters, here’s five years of Boulder crime statistics: 2009 fact sheet: five years of crime statistics at a glance

Let’s look at the “robbery” row (since bank robberies aren’t called out) and apply some basic statistics:

2006 | 2007 | 2008 | 2009 | 2010 | |

Robbery | 29 | 27 | 33 | 51 | 29 |

No year is going to be exactly like the previous one. It’s normal to see numbers like this go up and down with natural variability. If you started keeping track in 2006, when there were 29 robberies, the 27 in 2007 wouldn’t surprise you, and the 33 in 2008 would prompt you to expect about 30 or so robberies in 2009. But the 51 in 2009 would throw you. Is this the beginning of a multi-year crime wave? Well, with 29 robberies recorded in 2010, it looks like we’re back to normal.

If you could only see 2008 and 2009 data, you would think, whoah! 51 is a pretty big jump from 33. Crime is on the rise! What could be at fault? But if you can see all the data from 2006-2010, you realize that the 51 in 2009 is just a blip in a local robbery rate that hovers around 30 per year.

And one cluster of bank robberies does not mean bank robberies are on the rise in Boulder County or that they even deserve a specific explanation. It’s called natural variability. Stochasticity, if you will. One hot summer does not prove global warming, nor does one cold winter disprove it.

So the numbers aren’t backing you up if you say “robbery on the rise in Boulder.” But you can make it look that way if you present a table of 3-year moving averages:

2007 | 2008 | 2009 | |

Robbery (3-yr moving average) | 30 | 37 | 38 |

These numbers are basically true, but they can be used to tell a lie. To get a 3-year moving average, you average each year with its two neighboring years. This is a common statistical practice to smooth out some of the year-to-year fluctuations that you typically see in real data. But it’s nearly meaningless with this tiny amount of data. Five years gives you only three points, which is nowhere near enough information to infer a trend. The last two points are both skewed by that 51, and the moving average effectively erases that little 29-robbery blip in 2010. If you wanted to use real numbers to make the point that the tough economy is driving Boulder folks to desperate measures, you’d do it this way.

We expect robberies to grow with population, too:

2006 | 2007 | 2008 | 2009 | 2010 | |

Robbery | 29 | 27 | 33 | 51 | 29 |

Population (est.)
| 102,659
| 102,659
| 103,100
| 102,800
| 103,600 |

The population changed by less than 1% per year, so you wouldn’t expect a big effect from population growth. But wait, this table says the population didn’t change at all between 2006 and 2007. And the population after 2007 is always a round number? Ah yes, the red highlighted abbreviation means “estimate.”

Numbers like the population counts in this table should set off a quiet alarm in your head. It’s very, very unlikely for an honest census to turn up round multiples of 100 three years in a row. A one in a million chance, really.

Anyway, what does this says about *bank* robberies? Is it a sign of our financially strident times that Longmont had four bank robberies all piled up in the first three months of the year, when it only had two bank robberies over the twelve months of 2010? Here’s our table of all the data we have about bank robberies:

2010 | 2011 | |

Bank robberies | 2 | 4 (first 3 months) |

This is a pretty feeble-looking table. Any statistical inferences you can make from this table would be feeble, too. The second number doesn’t even represent a whole year of bank robberies, so we can’t average it with the first one, which does. There could be zero bank robberies for the rest of 2011, to give us a total of 4 bank robberies for the year. And you could make the alarming statement that “bank robberies are up 200%” or “100%,” however you like to mislead your public.

All we can really say from this table is: our numbers are far too small, and we have far too few of them, to make any statements about bank robbery in Boulder County other than that it seems to be quite rare.